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Real Estate Tips
First Time Buyers >Choosing A Lender

When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.

Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.

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Real Estate Trivia
Q 
What Pasadena, California house was the movie home of the eccentric "Doc" Brown in the 1989 film, "Back to the Future"?

A 
The famous Gamble House, a landmark of Craftsman architecture, is now open to the public for tours.
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Ellen and Mike Butters, REALTOR®, real estate agent and broker for Culpeper, Madison County and Orange County, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Ellen and Mike Butters
RE/MAX Crossroads

810 S. Main St.
Culpeper, Virginia 22701
Main Office: 540-825-1800
Ellen Direct: 540-718-6608
Mike Direct: 540-718-6609
Home Office: 50-948-5540
Fax: 888-295-2127
ButtersTeam@NUMBER1EXPERT.com
ButtersTeam@mris.com

The Experts for Culpeper, Madison, & Orange Counties. Licensed in the Commonwealth of Virginia

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